I'm in Tampa, just bought a house worth for 120k with nothing down and my credit was shot to shit (620). That and I had the seller pay half the closing costs and had the home inspection done for free
Basically, you can get a house while your credit is so-so as long as you have a stable work history and you can show the lender some bank statements that verify you make said amount.
I went with Suntrust Lending in case that might help you....