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I've bought and sold a motorcycle on ebay. On the whole it was a pretty pleasant experience. I feel like if you keep the "too good to be true" awareness close around you at all times you will be somewhat protected. Best case scenario is living near the ebayer and getting to check out the product. I think if you want out of a transaction and the item has been egregiously misrepresented you can back out, but you should have a valid reason beyond "Uh...I can't get financing..." or something.
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"Religion is the one area of our discourse in which it is considered noble to pretend to be certain about things no human being could possibly be certain about"
--Sam Harris
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