Little or nothing, but then I'm out of work and back in school, and the wife's job is at least paying our expenses. And though we've got savings and a paid-off house, we still worry about the future -- like, when we're older and nobody wants to hire us for a job that has good health insurance. Actually, that's a concern right now for my wife, although the field I want to go into routinely offers health insurance (not very good insurance, though).
Honestly, I admire those of you who are saving for starting now. The average american household puts a big 2 percent of income into savings -- that's down from 8 percent 20 years ago, and even then we thought that was low -- the Japanese were saving 20-25 percent in those days. Too many people are too much in debt these days. Here's a scary article:
http://www.dailypress.com/business/l...ess-localheads