i forgot to add...
I don't want to carry ANY balance...
DEBT FREE is the way to be...
Only debt worth carrying... Mortgage, car payments, and student loans.
only other time is when there is ZERO percent interest and I have the cash on hand to buy it outright, which I'll do the purchase just to keep the liquid cash handy.
life situations change.. when you think that you have "time to pay it off" some emergency of sorts from unplanned sudden trips, layoffs, unexpected car maintenance, etc. shows up and boom.. you're behind the eight ball suddenly...
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
Last edited by Cynthetiq; 01-14-2004 at 07:53 AM..
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