Amex is a great card for a number of reasons. Automatic rental car insurance, and travelors insurance anywhere in the world, for one. In Ireland for example this can double the daily rental price. NOT even available on a Visa in Ireland.
Buyer's satisfaction. Amex will over ride a store return/exchange policy, and automatically covers theft and other things on new purchases for 30 or sixty days.
I went to Best buy, who wouldn't accept my crappy ink cartridge return because it was day 45 on a 15 day refund item (it was a two cartridge combo pack, and I didn't find the broken half for a while).
I said really...called AMEX on the phone, told them the deal, and they said fine, we wont pay the charge. No problem. Best buy reluctantly took the item back then.
A friend once bought a PC at circuit city, put it in her car, went into safeway to pick up some groceries, and bam...PC swiped. No problem. Amex took care of everything, no charge to friend.
Big dinners, travelling, and protection from sneaky and/or shadey retailers. These are really the best reasons to use AMEX.
-bear
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It's alot easier to ask for forgiveness then it is to ask for permission.
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