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Originally posted by irseg
This card offer I got offered purchase protection, extended warranty, and some other similar stuff stuff. But so does a credit card that I already have, as well as a 30-day grace period and no annual fee. Guess it's basically just a good budgeting tool, although I think a debit card+checking account would work equally well in that situation.
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Straight budgeting, yes a debit card will probably do equally well. But if you need to submit expenses to a job or a client or something, having it all on one sheet from Amex is better than possibly exposing your banking habits. The debit card also doesn't offer the same fraud protections, isn't accepted for everything (like renting a car), and doesn't offer any of the other features of an Amex card.
That all being said, I've only had a corporate Amex card and have never even considered getting one for personal use.