hey... if it's actual gut fat, then you just need to keep up the dieting and cardio, along with a healthy dose of lifting... but, if it's really just loose skin, not a little fat pouch, but excess skin from your fat days, then as far as i know, you have two options...
1) wait, hope it unstretchs (the proper word eludes me right now, but you get the drift). it takes time for skin to shrink (that's it!) back to fit properly after being stretched out, especially if it was stretched for a while.
2) get it surgically removed.
that's all i can think of that you can do.
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