It's tough when the kids are young, especially if the woman is breastfeeding (trust me, it's NOT a deterrent to sex
) Anyway, as the kids get older, it gets easier to schedule around them. My wife and I make time for each other whenever and where ever we can (we always remind ourselves, we married each other, NOT the kids). We go at it like dogs in heat. Some of the best sex EVER! Now that our kids are all over 10, it's easy to make time for ourselves.
Hey Dragonhawk, my wife is loud too. A gag of some sort or face in the pillow works great!