Get it done while you have insurance if you are sure. I had mine done in May, and only some slight discomfort since. Once in a while, I'll bump one of the boys, and it'll be like I got kicked in the groin for about 15 minutes, but that's it. As for sperm banks, my wife looked into that, and I decided no, don't know what the costs are to keep it for you. We had 4 kids already, we didn't need any more, so none saved for me.
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