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I got a CC to start creating some credit (never had any before), and it's a bare minimum limit card, and with school I've kept it close to it's limit. Just waiting for tuition to be payed off, and will have it back to zero before christmas (assuming all goes well), and will leave it that way.
I don't like being in debt, have done everything I can to avoid student loans and so far am on the right track with that! Only debt I really plan to incur in the future would be home and maybe a car, but I don't even like the idea of being in debt on my auto.
Some of my friends wonder why I don't have nearly as much as they do, but then I listen to them complain about the thousands and tens of thousands of dollars of debt they have and smile about the fact that I might be broke, but that's it, just broke, I don't really owe anyone money.
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