I'm in the same position as B_G, I even cashed in my RRSP to help pay down the debt, cause at the moment, getting rid of the debt is more important than saving for retirement. Thankfully, through the help of a Credit Counseling Service, I managed to consolidate everything to a convenient, if steep, monthly payment with little or no interest in most cases. I've been paying it down for the past 2 years, and will become debt-free this year! Then it's open RRSP/TFSA and start socking it away for retirement, cause like Charlatan, I didn't worry about this in my 20's/30's (too busy seeing the world from the decks of ships) and now it's looming over my head.
__________________
I am a brother to dragons, and a companion to owls.
- Job 30:29
1123, 6536, 5321
|