we're not married, and we have separate checking accounts. but we do things pretty much like we're married.
he pays certain bills (power, phone & part of cable) and takes care of the groceries. he smokes and takes care of that himself. i pay the other bills (rent, game subscriptions, rest of cable) and make sure what we need in household supplies. we don't question each other on some things, like something under 50$.
however, if we're purchasing something and we feel it's something that needs to be discussed, we will. say like, the collector's edition of a game. we'll talk about it and then we'll look at the expenses and go "well, we can get that now" if things are good, or "we need to wait until next month" if things aren't good.
he knows that i have my little game site that i order some games from. it's a membership that gives me a discounts. i have "splurge" money set aside for if there's extra games that i want. we discussed it, and he saw my logic on it, as well as keeps me out of boredom if i run out of things to do.
we're upfront and honest with each other about our money. it might be in separate accounts but it's a our thing not his and hers.
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Quantum Cat Theory:
Upon hearing the sound of a can being opened,
it becomes possible for a cat to travel faster than the speed of light.
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