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He has no idea about your financial situation, tell him things are really bad. Heck turn it around and ask to borrow money from him. A preemptive strike!
I've lent money to family before. I am lending someone money I really never expected to be paid back in my head. I just assume the person is going to fail to repay, I never tell them that though! I try and make a habit of giving off the impression I am broke so people don't ask.
Although if you don't like your brother might be a great way to get him out of your life, lend him the coin, he never repays and now you have something over him!
On a side note, if you ask to borrow money from me and tell me you are going to pay me back. If I have to ask for the money back because you've failed to repay it, the relationship is over because you obviously don't respect me enough.
My sister borrow a couple grand off me a few years ago, I've never asked for it back. I just expected her to have enough respect for me to pay me back. Now if she comes for more, too bad so sad.
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