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I'm not sure what report you have, to be honest. There are a few different things it could be.
Really, though, the only thing that will show up for a new insurance carrier will be 1) if you're charged with a crime or 2) your current insurance company has paid something over this incident. After rereading everything, I don't see where either of those happened, so you should be free and clear.
Glad to hear it.
Wes, you're on the right track (for a change). If the report is what I'm guessing it is, then it's essentially an accident report assigning liability to Hektore. Driving records are essentially coded, and there's a code for an "at fault accident" in most states (some states a court decides that, in others the police. I don't remember what it is in PA, or if they even track it). But since there needs to be a corresponding dollar amount on the loss report from his current insurance company, there's really no serious impact. Insurance carriers generally see this kind of thing with no dollar amount and discard the first one since it's obvious that it was minor. If it wasn't minor, there would have been a payment. Make sense?
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