Quote:
Originally Posted by rahl
This is what worries me if a collections agency attempts to collect a debt. Doesn't it automatically affect your credit negatively when you go into collections? And if so, how can you rectify it?
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Quote:
Originally Posted by Hektore
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exactly. you can challenge what is listed in your credit report and the debtor must prove you owe the debt.
this is why they do not put it on your record, and they continue to sell it from one agency to another, so that they can keep calling you and keep calling you.
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