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That was a good idea for a scammer red. I rationalize it like this, if they are stealing credit card numbers they are cheapos that skimped on the software. I have seen a monster keylogger that would log mouse movements in relation to the keyboard. Such as what you did and renaming files. Not only would it log mouse movements but it would also save complete submissions. For example, as I type this response I edit out the typos and whatnot, well, once I hit "Post quick reply" it will copy and paste the entire completed submission to a separate .txt file.
Also, another way of committing credit card fraud is guessing the numbers. If I have the first four and the last four of your numbers I can rearrange the succeeding numbers in between because I would know what institution your card is from. Once I have a list of 16 numbers all I have to do is go to a pay phone and dial 1800-sex-now and check it.
I know all this cause ...
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