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It's not the money, it's the job thing for me.
My wife came into our marriage with $40K of debt. I came into it with $800. We paid it all off in 3 years. But, my wife burns like the sun with professional ambition. There was never any question that it would be done.
Your position is completely different. Here's what I fear. You take the risk and marry her. Two years from now you move to St. Louis for your PhD program, selling your house in Bumblewood. Since you are married, you buy the house together - in both your names. Wifey falls into the same rut as before and now she has $70k in debt and a shiney new house in St. Louis as an asset against that debt. Not good. Conclusion: Don't marry her until she eliminates 1/3 of her debt. Don't put her on the title to any property until she eliminates 2/3 of it. If you mean to her what she means to you, she'll get her ass in gear at the opportunity of keeping you forever. As the devil said above, 70% of all marriages which fail, fail because of money issues. You are neither unique nor immune to that fact.
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Gives a man a halo, does mead.
"Here lies The_Jazz: Killed by an ambitious, sparkly, pink butterfly."
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