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Sorry for the delay - lot's of stuff going on with the year-end.
If I remember right, there's no difference between Personal and Commercial in terms of licensing. You can do either or both. It depends on the agency and your contract. I can do both on the same license (and occassionally do for very large personal lines accounts where there might be a problem like a DUI or something that makes the usual personal lines carriers reluctant to offer higher limits). It should be an account-by-account basis for you.
And I do CGL all day every day. Unless I'm doing Umbrellas. Or some sort of environmental coverage. Or product recall. Or.... whatever it takes to solve the problem.
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"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin
"There ought to be limits to freedom." - George W. Bush
"We have met the enemy and he is us." - Pogo
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