Quote:
Originally Posted by ASU2003
So if I have been paying (or have been covered my whole life), but lost my job for a year and lost coverage, and happened to get some bad illness at that time, I would never be able to get healthcare insurance again?
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No you can still get insurance, it's just going to cost you more since the chances of a large amount of claims will most likely occur. If you currently have a car, 1989 honda civic worth about $2,000(pulling that out of my ass) and you trade it in and get a brand new Mercedes Benz for about $75,000, how is it in any way fair or feasable for you to pay the same amount in auto insurance premiums that you were paying for you old ass civic? It isn't. The risk on the civic is very minimal, where the Benz is considerably higher. Health insurance has to work the same way or else you deplete the Claim reserve and the company goes bankrupt.