Firefox is way better than safari. Safari tends to load .pdfs slowly and seems to rainbow out on heavier web pages. Safari doesn't like our chat room either.
As far as the GIMP goes, well, it's free, but it's not as intuitive as Photoshop and it's actually harder to learn and use. So Photoshop is worth the cash. You don't have to spring for CS4, but elements or something lite will be better than GIMP in the long run.
I'll second the Time Capsule recommendation. It's a good thing to have.
Check your applications that you do want to put on there and make sure they are compatible with Snow Leopard. Some apps are still not compatible and some companies (Autodesk -- GRRRR HURRY UP DAMNIT) are being slow about giving support to snow leopard.
I have a 3 year AppleCare full warranty. Trust me. Just spend the money on it. You may never use it.. it may be a waste of money in the end, but if you do have issues, you'll want it and wish you had spent the money now. Macs are nice, but if they do fuck up, you'll spend a nice penny on fixing them.
Office for mac is really quick compact and clean. It runs WAYYYY faster on mac than it could ever dream of running on windows. OpenOffice just doesn't cut it for most users, so check into that if you need Word, Excel, PowerPoint etc.
Other than that, when you first get it, don't install anything.. take some time to look around the OS and get used to it. You'll find it's very quick and intuitive, but has some things that are missing and it's own quirks just as any other OS.
Come back here if you have any questions. Good luck and welcome to the Dark Side.
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