Quote:
Originally Posted by Martian
Only use it in emergencies, always try to have the cash on hand.
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As an aside, there is nothing wrong with floating everything on your credit card if you actually have the cash available to pay for it 100% of the time. This is how I've been living for the last 5+ years. My credit rating is fantastic, I've never paid a dime to any credit card company service or through interest, and I get cash back rewards. The credit card company is actually giving me money for my activity. Overall, I'm using them instead of them using me.
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My philosophy has been to never use a credit card for credit purposes. Pretend it's a debit card and it'll serve you well.