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The only way I get disposable income is if I do freelance work. And even then I tend to use that money to pay down debt I accumulated between contracts (and then some).
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Knowing that death is certain and that the time of death is uncertain, what's the most important thing?
—Bhikkhuni Pema Chödrön
Humankind cannot bear very much reality.
—From "Burnt Norton," Four Quartets (1936), T. S. Eliot
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