It's great to see everyone put things into perspective here.
My thought. If you wait until you can afford it, you'll never start. If you wait until your ready, there's never a day you wake up ready. If you think getting away while owning a dog is tough, it is. You will rarely want to be away from your child. It's a non-issue.
I have two children and on grandchild. I was too young, not prepared, completely broke (actually homeless). Also, I am not very religious. That said.
You are about to enter the greatest time of your life. He or she will remind you every day that there is a god, and you have purpose. It gets better daily (until about age 13). Even then it's harder but awesome.
Imagine the pride you will feel with every stage of life knowing that he/she is half YOU. There's no better place to be.
It may take time, but you will understand. You've just learned that your life has changed forever, and it's the greatest thing in the world.
Best of luck
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A day late, and a dollar short.
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