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$28 per month gets me $10 copay for a doctor or specialist, nothing for emergency, inpatient, or outpatient hospital care, urgent care, or walk-in, no deductible, no annual or lifetime maximums, $3 generic prescriptions, and $6 name brand prescriptions. Yearly physical exams from my GP and two eye exams per year are free. My evidence of coverage book is page after page of "No cost to you." They even cover quackery like chiropractors and acupuncturists (up to 20 visits for the latter) at a $20 copay, and the only thing not covered that I might have gotten if it were is orthotic shoe inserts.
I think I win.
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