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We have a program at work with a really corny name that's basically like this: you go to a doctor's office twice a year and if you are A) fit or B) getting fit on a regular basis you get medical insurance for free.
If you are completely fit, my company PAYS YOU what you were paying before into your checking account each month - if your insurance costs $50 a month, you now GET $50 a month, plus insurance.
If you are "on your way to being fit" like me, and show continual progress, you simply get free medical insurance.
I have a $1000 deductible and a good copay. I very rarely get sick, but hey, it's free. My uncle was in a motorcycle accident about 5 years ago that nearly killed him and he didn't have insurance at all and he and my Dad had to pay the ER $15,000 and he was there for one hour.
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Off the record, on the q.t., and very hush-hush.
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