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I opted out of my employer's insurance. The insurance company was known for not paying their part of the bill, so places stopped accepting them around me. I'd have to drive an hour and a half to get anyone that did accept it. Besides, this year they raised the deductible tremendously, raised the copay, got rid of an option. And, I never used it, which seemed like a waste. I did keep my dental, though.
My son, however, is on Hoosier Healthwise, which is like Medicaid. They pay everything for him and I just get a small copay.
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