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Xerxys · 03-15-2009, 07:08 PM

I do. I invest $120 monthly for my health just in case and I'd like some more opinions cause I bought my insurance as soon as I moved outta my parents house what do you think about health insurance in the USA? What company are you insured with and why?

I think it's a very important service to purchase ... you know, just in case. Think of all the accidents that a vehicle can cause and compare. What are the chances you could go to a restaurant and get from minor to severe food poisoning? Even at McDonald's they are bound to make a mistake.

All the money I spend on this will mean nothing. Look at it this way, assuming I don't have insurance, let's say I break a leg and I wind up paying a total of $10,000 (Grossly underestimated and lacking of any citation figure) out of pocket to restore me to full health and the 10k includes meds as well. If I would have just paid what I do now I would have a co pay of what ... 1000 bucks and 83 months worth of making payments? Totally worth it instead of paying 10K outright outta pocket.

Now, I'm not saying nothing serious is gonna happen, but when it does ... please be prepared. Frankly, no insurance is just stupid. I for one, don't have renters insurance. But I live in an empty apartment so I can justify that. But simply breathing nowadays is a risk so get insurance if you don't have it ... like right now, stop reading this thread and get insurance right now!!!

Go to this website and calculate how much it would be if you don't have health insurance. It gives you a beginning of what kind of full coverage and the companies that they actually insure you with. Of which you can do further research on what companies are reputable.

I go with coventryOne ....

03-15-2009, 07:08 PM	#1 (permalink)
Xerxys Junkie Location: My head.	Do you have Health Insurance? I do. I invest $120 monthly for my health just in case and I'd like some more opinions cause I bought my insurance as soon as I moved outta my parents house what do you think about health insurance in the USA? What company are you insured with and why? I think it's a very important service to purchase ... you know, just in case. Think of all the accidents that a vehicle can cause and compare. What are the chances you could go to a restaurant and get from minor to severe food poisoning? Even at McDonald's they are bound to make a mistake. All the money I spend on this will mean nothing. Look at it this way, assuming I don't have insurance, let's say I break a leg and I wind up paying a total of $10,000 (Grossly underestimated and lacking of any citation figure) out of pocket to restore me to full health and the 10k includes meds as well. If I would have just paid what I do now I would have a co pay of what ... 1000 bucks and 83 months worth of making payments? Totally worth it instead of paying 10K outright outta pocket. Now, I'm not saying nothing serious is gonna happen, but when it does ... please be prepared. Frankly, no insurance is just stupid. I for one, don't have renters insurance. But I live in an empty apartment so I can justify that. But simply breathing nowadays is a risk so get insurance if you don't have it ... like right now, stop reading this thread and get insurance right now!!! Go to this website and calculate how much it would be if you don't have health insurance. It gives you a beginning of what kind of full coverage and the companies that they actually insure you with. Of which you can do further research on what companies are reputable. I go with coventryOne .... Last edited by Xerxys; 03-15-2009 at 08:55 PM.. Reason: Edited title.