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hey lindy, thanks for the response. HSBC is the card with the newly initiated random due date policy..also with the late fee policy.
As for the 12-31% rate, 2 banks just did this: capital one financial and Citibank. It doesnt' matter to me what my interest rate is right now..but say i have to carry a balance....or say someone is borderline and they are carrying a balance. I want to know which cards are likely to try to shaft me.
I only made this thread to show my new facebook site, didn't even think i could use this thread as well, but it seems to be working just as well or better.
now, i've contacted about the due date and they completely ignored the questions regarding the dates nd they focused instead on what they were doing that would warrant hte additional charges..That was with HSBC. When i contacted citi, i was given the "economic times are such that we have to raise our interest rates" ...which is just hard to swallow bc i'm not exactly in teh position to help them with their bottom line.
I hve paid off the cards and changed any recurring billing to my amex, but i don't want to mess with my credit score by closing out several cards at once. Also, i don't know if i'll 'need' them in the future anyway.
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Live.
Chris
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