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Actually, if you read the small extra fine print of those terms they send it says that they can change their terms with just a mailing. The usury laws are no longer existent and the banks operate like the mafia but legalized and now subsidized by the taxpayer.
As for your changing date, you have to again read the fine print. You'll see that your due date is probably something like 23 or 25 days which is why it shifts from month to month. Again a shady practice because if you miss the date, they can assess late fees and impound maximum rates so if you were at 0% transfer balance, a missed payment can shoot that right up to 29%.
I've already instructed Skogafoss to get off the idea that we're getting mileage for "free" because the blade they potentially hang over our necks is not for me. I'm happy to move back to cash.
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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