blktour

NoSoup: You motivate me financially! I was going to go out and splurge again, but you held me back. We need like weekly chats! haha.


So will I have to pay off my house, truck, and student loan before I can start this? or I can start it now? I assume that the bills below will always be there, so I take it as that, and when they dissapear I will have that much more money to save?

Well I always thought that my finances have been messed up.

I make about 4k take home every month.

I have about $15k that I do not touch for ANYTHING. My "nest egg" is what I call it. for emergencies.

I have a mortgage and all bills total at about 1500/month. gas/water/electric/mortgage.
car and insurances: 570/month.
gas about $60/week.
student loan: $200/mo
food: varies
little bills: netflix: $25/mo. wow, $68/every 6 months, ak airlines yearly subscription, $75/yr.
costco and sams each $50/yr.

I work for my local cable company so I get free cable, internet and cellphone. so I have it but I dont pay for it.


Do you all think that I am making decent money that I can support this lifestyle?
I just always feel that I am living beyond my means and that it will catch up to me one day. I guess I scare myself into not spending?

I never really gave it much thought.

My whole mind set is that i tell myself I am broke so I wont spend much money, but always find ways to justify a new system in my truck, or that new TV, or what have you. haha.