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I got rid of all my credit card debt two years ago. The little I had remaining at that time I consolidated into a prime +1 line of credit (which I paid off).
I now have two cards that I use every month to pay bills, etc. but I pay the full balance off at the end of every month. If the balance is higher than planned, I do without for the next month.
I was never happier than to rid my back of that particular monkey.
The only remaining debt is my mortgage.
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"My hands are on fire. Hands are on fire. Ain't got no more time for all you charlatans and liars."
- Old Man Luedecke
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