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For running a server, Linux will do you much better than XP. Really, it's not that hard to learn.
I'm not sure I understand the need for RAID at all. For a typical home setup, keeping two copies of mission critical data is enough. I leave RAID for data centres or other professional applications. Even if you feel the urgent need for the redundancy, you really don't need to stripe; your drives will outpace your network no matter what you do. Striping remote drives doesn't make sense.
Also, using SSD drives for data backup is just silly.
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I wake up in the morning more tired than before I slept
I get through cryin' and I'm sadder than before I wept
I get through thinkin' now, and the thoughts have left my head
I get through speakin' and I can't remember, not a word that I said
- Ben Harper, Show Me A Little Shame
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