Personally, anytime someone says they use a handgun for safety, I want to know what round. Because 9 times out of 10, they don't consider the round traveling through a wall to a loved ones room, a neighbors home or apartment, etc. There are viable handgun loads for home defense, but, in my opinion, using a shotgun over a handgun for home defense is a no brainer. Not just a preference.
The proper shotgun load has guaranteed stopping power, there's the initial intimidation factor of hearing a slide racked, and with the proper load you have a much smaller chance of injuring someone you don't want injured. IE: going through a wall or door. Plus, you get the spray from a shotgun. Shooting 00 buck will spray like having shot 9 shots of 9mm. That will stop someone, Period.
For models, I own a Mossberg 500a tactical persuader. 20 inch barrel, 7 in the magazine tube, one in the chamber. I had a pistol grip but swapped it for a Knoxx Spec Ops recoil reducing stock which I love.
Brands and models, you can easily get into a reliable and good shotgun for $400.
I recommend shooting them to find what feel best for you. But, models I'd check out a Benelli, Mossberg 500 or 590, Remington 870, or a Winchester 1300. Any of those will give you a lot of years of reliable use. Personally, I will be upgrading my Mossberg 500 sometime soon and getting a FN tactical shotgun, but those can go a bit over $400. But man are they nice.
Also, I recommend shooting the gun on a regular basis, and anyone in the home that might need to use should shoot it too. Get comfortable with your weapon, and get confident. Having a gun is one thing. Knowing that gun and having confidence in that gun is another thing.
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I know you because I see how you react in a consequence free environment.
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