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I could have bought my second bike (my first bike with GEARS!!!) on layaway, but I decided to pay for it free and clear. It was purchased from a BEST catalog showroom; as I recall, BEST was well-known for their layaways. I recall asking my mother once why we never did that; she explained it was because we were really good about saving for what we wanted and needed. When I expressed my desire to buy a bike, my mom took me to the bank and we opened a passbook account; I saved my $5 allowance every week for 20 weeks to buy that bike.
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If I am not better, at least I am different. --Jean-Jacques Rousseau
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