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I used layaway once in university to buy my girlfriend a birthday present. It was an expensive china doll.
I don't use it now but now I have a credit card. A credit card on which I don't carry a balance. It is paid off at then end of each month.
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"My hands are on fire. Hands are on fire. Ain't got no more time for all you charlatans and liars."
- Old Man Luedecke
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