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Is there a way to get 0 DOWN? I qualify for First time home buyers loans, and also the VA loan. that will not let me get 0 down? I have money to put down, but I want to use that money to buy the stuff I need once i get in the home. like a bed, and couches and tables, plates. I have never lived on my own, so this is the first time that I buy things of my own.
I will NOT have my buddy on the loan. he doesnt want to be on it, which makes it easier.
I will ALWAYS plan to pay a butt load in taxes and insurance. just to be safe.
I will go in on Tuesday to speak to a mortgage lender to see what I qualify for.
Is there a charge I would have to pay to just see what I qualify for? like a credit check charge right?
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