|
I think the answer is that legally they have to use the same criteria for everyone. That would be too subjective and you would run into serious problems.
You would be surprised at some of the stuff you can get around with credit reports. There are certain lenders that don't report. One of my clients got a B paper loan even though she was in foreclosure on a different house because The Money Store does not report on credit. Since it was a different house, no VOM was needed.
|