It's time to trade one vehicle to slavery for another. After reading
a thread on getting good credit, I got a secured credit card and paid it off every month for almost two years. Now my mailbox is stuffed with credit card offers. It's time to get a rewards card to get money back for all the things that I would buy anyways (I have no credit card debt and used to only pay in cash). It's true that people spend more with plastic over cash, but I'm fairly self-controlled.
What's your favorite credit card? (No, I don't qualify for an AMEX
Centurion )
Can you recommend one without an annual fee?
A few cards that caught my eye...
My friend has the
Citi Dividend card.
- 5% cash back at supermarkets, drugstores, gas stations, convenience stores and utilities, including cable, for 6 months; 2% thereafter
- 1% cash back on all other purchases and eligible cash advances2; Earn up to $300 per year.
Chase Freedom- Earn 3% cash back in the 3 Everyday categories where you spend the most each month
- Earn 1% cash back on all other purchases
- No Annual Fee
Amex Blue Cash - Unlimited Cash back
- No annual fee
- 5% to 1% back with lots of fine print