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Old 05-02-2008, 11:26 AM   #1 (permalink)
Randerolf
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Time to Get a Real Credit Card

It's time to trade one vehicle to slavery for another. After reading a thread on getting good credit, I got a secured credit card and paid it off every month for almost two years. Now my mailbox is stuffed with credit card offers. It's time to get a rewards card to get money back for all the things that I would buy anyways (I have no credit card debt and used to only pay in cash). It's true that people spend more with plastic over cash, but I'm fairly self-controlled.

What's your favorite credit card? (No, I don't qualify for an AMEX Centurion ) Can you recommend one without an annual fee?

A few cards that caught my eye...
My friend has the Citi Dividend card.
  • 5% cash back at supermarkets, drugstores, gas stations, convenience stores and utilities, including cable, for 6 months; 2% thereafter
  • 1% cash back on all other purchases and eligible cash advances2; Earn up to $300 per year.
Chase Freedom
  • Earn 3% cash back in the 3 Everyday categories where you spend the most each month
  • Earn 1% cash back on all other purchases
  • No Annual Fee
Amex Blue Cash
  • Unlimited Cash back
  • No annual fee
  • 5% to 1% back with lots of fine print
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