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Originally Posted by pr0f3n
Yeah this is the failure of mandates. It wouldn't be much better if the government got into the mixed payor market. This is also why state governments can't work. Massachusetts is just too small to negotiate effectively with the insurance industry, and way too small to fund their own insurance plan universally. This is what you'll see if you keep voting for Republicans though.
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I don't think it is just the Republicans. Hillary's plan forces you to buy a policy from private insurance or the government and Obama's plan is similar except you can choose to be uninsured. The devil is in the details which we know little about at this stage but both of them are keeping the insurance companies in the loop.
Mass. is in the process of actually implementing their policy so we know most of the details now. If I understand the situation they are already backing down from requiring many middle class people to buy state approved insurance because they cannot afford it and it would cost too much to subsidize them.
I have a feeling these plans will be more of the same especially after the lobiests work their money magic on congress. The poor will be OK with government assistance and the wealthy will be OK since they have great insurance and resources. It is the working poor and middle class who are most at risk of losing everything from a sudden illness or accident.