Extra Car insurance is cheap
I am a dumbass. I've been driving around with the bare minimum of car insurance for 20 years. I was one accident away from going bankrupt and losing my house, and I didn't even know it.
When I became aware of just how little insurance I had, I said to my insurance company, "What if I wanted... I dunno... A MILLION DOLLARS of insurance? What would that cost?"
The answer - an increase of about ten bucks per month.
I could not agree fast enough.
Don't be a dumbass like me. Check to see if you have enough coverage. If you slap your sensible Accord into somebody's Hummer and blow it all to shit, and the driver has to go to the hospital, your $20,000 of insurance ain't going to cover it.
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Ass, gas or grass. Nobody rides for free.
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