I have Nationwide and most of the time they really aren't on my side... HA!!
okay.. ehem... I pay around $150 a month for liability only, and just for me. Of course that has to do with my age, and a not so great driving record. Although hopefully some points should be coming off here real soon...
I recently moved and when I updated them with my new addy.. my premium went down $120!! Just because my dang addy changed. I was like, what what what??? Apparently the previous area I lived in was considered "high risk" for traffic, accidents, etc... so premiums were higher. I had no clue until then that where you live can make a big difference.