Always, ALWAYS get a second quote...
We used to get insurance solicitors calling (before no-call registry) and they'd say "We can save you possibly hundreds of dollars on your car insurance.", to which I always answered, "No. You can't." We have insurance through a not-for-profit company that only takes the employes of companies they insure Workers' Comp with. The solicitors would guess correctly and then hang up.
(we get a yearly dividend check too, based on what's left in the kitty after claims-usually over $100)
That $1600 a year you'll be saving could pay the insurance of another car or two for a full year!
