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Originally Posted by The_Jazz
I think that my theory still fits with the realities of my life. I like to think so, anyway.
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It makes sense to me, but I'm a social scientist. I think there's a big fat line between making generalizations/stereotypes based on a few anecdotal experiences, and actually looking at statistically robust, scientifically-sound evidence of a normal curve of human behavior. The first makes for novels and self-help books, the second makes for studies that can be applied to the real world and to (hopefully) effect real behavior change. And, apparently, insurance policies.
