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Not to sound like a complete ass, but let him climb out of his own hole. It's how you learn lessons. I screwed up my credit badly, ended up filing bankruptcy (still on my report for another 2 years). I learned my lesson, started fixing my own credit and even with the bankruptcy on there I have >680... not perfect by any means, but great for having that giant black mark. Bad credit happens, it sucks, but you can move on. Being a rider on someone else's credit (i.e.- not being the primary credit holder) won';t help as much as getting a secured card of his own and using it. If he can give you $250-500 he can get a secured Visa.
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The prospect of achieving a peace agreement with the extremist group of MILF is almost impossible...
-- Emmanuel Pinol, Governor of Cotobato
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