MC - I agree that the two examples that you used share in the blame for their own injuries. However, designing rides that keep the riders locked in until the ride has stopped moving isn't that difficult. Do you know if either of these cases resulting in a large payout, though? When we see cases like this in my world, they generally have some expense payments attached with little or nothing paid. My favorite recent claim is a guy that was shot completely through a wood chipper. He was standing on the loading deck while it was being towed down a road kicking brush into it. The instruction manual clearly states not to do any of those things. He was completely chipped. The manufacturer spent about $5,000 getting themselves dismissed, but the guy's workers compensation kicked in a few hundred thousand dollars since that line of coverage doesn't differentiate liability.
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