Hail, fellow Coloradoan!
The major difference bewteen film and digital (other than the ability to instantly see your photos) is the image quality, with film being superior (although digital has been improving). Anymore, it pretty much boils down to your personal preference.
Point 'n Shoot digital cameras anymore are pretty good for cheap cameras. I use a Nikon Coolpix 5600 and produce some quality stuff. Not professional quality, but it does great for a hobby photographer.
I'm not sure where in Colorado you're from, but if you live in the Denver area, I suggest going down to Englewood Camera (about a block south of Littleton blvd on Broadway). They're pretty cool about helping out and they have a pretty good selection.
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I still wave at the dots on the shore
And I still beat my head against the door
I still rage and wage my little war
I'm a shade and easy to ignore
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