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Originally Posted by Cynthetiq
actually it is relevant from my point of view since I'm looking at it from the fact that if I hit someone at 5mph and the damage to the opposing vehicle could be >$750 quite easily. Therefore, even a small grocery parking lot bump could result in a point against your license.
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Well, maybe. I don't know if New Jersey counts damage above a certain amount against your license. Honestly, it's not a particularly popular thing to do among the states for the reason that a very minor accident involving a brand new BMW can result in more monetary damage than a fatality involving a 1975 Pinto. It's not necessarily a good judge of the severity, which is the theory behind it.
Sounds like you've got the basic principle but remember that it only matters in whatever state you're licened in.