The only longterm investment that is guaranteed to grow over time is real estate. Any sort of "bubble burst" that you experience is short term, and the housing market will always rebound, although it may take a couple of years. Given that there are several bubbles that have already burst, you may find some deals in your area, wherever that may be. However, if you expect that you'll have to move in the next year or so, renting may be a better option.
Beyond that, max out your 401k every year without fail. It will start small but once it's had 10 years to grow, you'll be amazed at how big it is.
Call a real, professional financial advisor, like Northwestern Mutual. They can really give you a detailed plan based on what you want.
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