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If she owns up to it, a judge is likely to weigh that on the positive side in the context of her potential social standing and benefit to society. She'll receive a penalty but nothing ruinous. (changing insurance carriers isn't ruinous)
I'm guessing that's what got her out of a more severe charge from the officer.
On the other hand she can fight, listing jurisdiction and "I was late" pleas, demonstrating nothing has been learned. My guess is she'll provoke a stronger lesson.
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There are a vast number of people who are uninformed and heavily propagandized, but fundamentally decent. The propaganda that inundates them is effective when unchallenged, but much of it goes only skin deep. If they can be brought to raise questions and apply their decent instincts and basic intelligence, many people quickly escape the confines of the doctrinal system and are willing to do something to help others who are really suffering and oppressed." -Manufacturing Consent: Noam Chomsky and the Media, p. 195
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