|
Security measures at the consumer level are merely deterrents. Extra, annoying checks will spring up on a reactionary basis, but they will never become standard. The level of standardization now only encourages a systematic approach to theft. Even as rapidly as currency changes and advances, crooks will still do what they do well into the future. At such a low level, convenience is more important. Only petty thieves try to use a stolen credit card at a regular store. There are smarter ways to steal. Fraud management occurs at a higher level and acknowledges acceptable loss. Not surprisingly, most consumers are sold on the convenience of the flashy new ways to pay, while smart consumers can still look for security options from their bank.
It interesting to look at the malleability of money. The more fluid it becomes, the safer we say it is. With 1's and 0's in cyberspace, how do you ensure that money is tied to something?
|